New York Life Insurance Company Larry L. Taylor, CLU, ChFC, CASL

<body bgcolor="#ffffff"> <table border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"><tr> <td colspan="2" width="192" height="43"><img src="/graphics/m/TB6_r4_c6.gif" width="225" height="43" border="0"></td> </tr><tr> <td rowspan="13" width="14" valign="top" background="/graphics/m/TB6_r5_c6.gif"> </td> <td width="211"><a href="index.cfm?type=R&source=research_hdr.cfm" target="_top"> <img src="/graphics/m/TB6_r5_c7.gif" width="211" height="52" border="0" alt="Articles"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">Educate yourself on a variety of <br> financial topics.</font></td> </tr><tr> <td width="211"><a href="http://www.newyorklife.com/cda/0,,15011,00.html" target="mondo" onclick="javascript:infobox('contentdisclaimer.html','380','300')"> <img src="/graphics/m/TB6_r7_c7.gif" width="211" height="56" border="0" alt="Calculators"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">A host of financial tools to assist<br>you.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <img src="/graphics/m/TB6_r9_c7.gif" width="211" height="56" border="0" alt="Newsletters"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Timely Newsletters to help you<br>stay current.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=E&source=eseminar_hdr.cfm" target="_top"> <img src="/graphics/m/TB6_Eseminar_home.gif" width="211" height="56" border="0" alt="E-Seminars"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Animated presentations to help you learn and decide.</font></td> </tr><tr> <td width="211"><a href="http://www.newyorklife.com/vgn-ext-templating/v/index.jsp?vgnextoid=298e6334f69d2210a2b3019d221024301cacRCRD&cmp=BAC-emerald&att=glossary" target="mondo"> <img src="/graphics/m/TB6_r11_c7.gif" width="211" height="56" border="0" alt="Glossary"></a></td> </tr> <tr> <td valign="top" width="211"><font size="1" face="Arial, Helvetica, sans-serif">Financial terms from A to Z.</font></td> </tr><tr> <td width="211"><img name="Leftnavmain_r13_c7" src="/graphics/m/TB6_r13_c7.gif" width="211" height="14" border="0"></td> </tr></table> </td> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"><tr><td align="center" width="1%" valign="middle"> <img src="/files/5280/LLTphoto.jpg" alt="New York Life Insurance Company Larry L. Taylor, CLU, ChFC, CASL" height="145" width="110" border="0"> </td><td><img src="/graphics/spacer.gif" WIDTH="10" HEIGHT="1" BORDER="0"></td><td align="left" valign="middle" width="99%"><font SIZE="2" FACE="Arial, Helvetica, sans-serif"><b>Larry L. Taylor, CLU, ChFC, CASL Financial Services Professional</b><br><br>Abilene, TX 79605<br>Phone: 325-695-8020 or 800-799-8020<br>FAX: 325-695-8157<br><table border="0" cellpadding="0" cellspacing="0"><tr><td valign="top"><font SIZE="2" FACE="Arial, Helvetica, sans-serif">Email: </font></td><td valign="top"> <font SIZE="2" FACE="Arial, Helvetica, sans-serif"><a href="mailto:lltaylor@ft.newyorklife.com">lltaylor@ft.newyorklife.com</a><br></font></td></tr></table> </font></td> </td></tr> <tr> <td colspan="3" valign="top" width="384"><font face="Arial, Helvetica, sans-serif" size="1"> <span style="font-size=10pt;"><p>My experience and training<strong>*</strong> make me uniquely qualified to provide guidance and assistance to individuals, families, and businesses on a broad range of insurance, financial and lifestyle topics including:</p> <ul dir=ltr> <li>Saving for retirement</li> <li>Protecting loved ones in the event of death or disabilityStructuring distributions from pensions, 401(k)s, 403(b)s, IRAs</li> <li>Developing effective estate planning strategies</li> <li>Accumulating money for education</li> <li>Planning for health and long-term care needs</li> <li>Managing life course transitions, family relationships and living arrangements</li> </ul> <p dir=ltr>Please use my Web site as a resource, and do not hesitate to <a href="mailto:lltaylor@ft.newyorklife.com">contact me</a> for additional information or to schedule a meeting.</p> <p dir=ltr><font size=2><strong>* I have earned the Chartered Financial Consultant, Chartered Life Underwriter, and Chartered Adviser for Senior Living designations from the American College. </strong></p> <p dir=ltr>I am a Registered Representative of and offer Securities products & services through NYLIFE Securities LLC, 1212 13th Street, Suite 300, Lubbock, Texas, 79401, (806)761-7700, member <a href="http://www.finra.org" target="_blank">FINRA</a>/<a href="http://www.sipc.org" target="_blank">SIPC</a>, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of Texas, New Mexico, and Colorado. <br> <br> I am also an agent licensed to sell insurance through New York Life and am licensed with various other independent unaffiliated insurance companies in the states of Texas, New Mexico, and Colorado. No insurance business may be conducted outside these states referenced. </font></p> <blockquote dir=ltr style="MARGIN-RIGHT: 0px"> <p><br> </p> <p><br> </p> </blockquote> </span> </font></td> </tr> </table><br> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr> <td colspan="2" width="192"> </td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/m/TB6_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td colspan="2" width="192"> </td><td width="14" valign="top" background="/graphics/m/TB6_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1566" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Defend Your Retirement from Inflation</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Over long periods, inflation can pose a significant threat to quality of life for retirees, primarily because it reduces the purchasing power of their retirement incomes. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1662" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Higher Education Pays, But So Will You</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> It’s likely that admission to the nation’s top colleges and universities will remain competitive, but adequate college savings can help ensure that a student’s opportunity to attend his or her school of choice is not compromised by the lack of resources.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1701" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Note to Self: Check Beneficiary Designations</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Outdated beneficiary forms have the potential to cause needless grief and hardship for surviving loved ones who are your intended heirs.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1769" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Retirement Countdown in a Down Market</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> The process leading up to retirement should begin years beforehand to help protect portfolio assets in the event that the markets are affected by unfavorable economic conditions.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td> </tr> </table> </td> </tr> <tr><td colspan="3"><br> <div style="font-family: Arial, Helvetica, sans-serif; font-size: smaller; text-align: center;"> <br> Securities offered by properly licensed registered representatives of NYLIFE Securities LLC (member <a href="http://www.finra.org" target="_blank">FINRA</a>/<a href="http://www.sipc.org" target="_blank">SIPC</a>). <br> <a href="http://www.lltaylor.com/files/NYLDBAdisclaimer.htm" TARGET="_blank"> Copyright 2010. All Rights Reserved. </a> <br> <a href="http://www.lltaylor.com/files/NYLDBAPrivacyPolicy.htm" TARGET="_blank">Privacy Policy</a> </div> </td></tr></table></div></body></html>