My experience and training* make me uniquely qualified to provide guidance and assistance to individuals, families, and businesses on a broad range of insurance, financial and lifestyle topics  including:

• Saving for retirement
• Protecting loved ones in the event of death or disabilityStructuring distributions from pensions, 401(k)s, 403(b)s, IRAs
• Developing effective estate planning strategies
• Accumulating money for education
• Planning for health and long-term care needs
• Managing life course transitions, family relationships and living arrangements

Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting.

* I have earned the Chartered Financial Consultant, Chartered Life Underwriter, and Chartered Adviser for Senior Living designations from the American College.

I am a Registered Representative of and offer Securities products & services through NYLIFE Securities LLC, 1212 13th Street, Suite 300, Lubbock, Texas, 79401, (806)761-7700, member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of Texas, New Mexico, and Colorado.

I am also an agent licensed to sell insurance through New York Life and am licensed with various other independent unaffiliated insurance companies in the states of Texas, New Mexico, and Colorado.  No insurance business may be conducted outside these states referenced.